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If you're going to utilize a small-cap index like the Russell 2000, you might wish to stop briefly and consider why an excellent index fund company, like Lead, does not have any type of funds that follow it. The factor is because it's a poor index.
I have not also attended to the straw male here yet, and that is the reality that it is reasonably rare that you in fact have to pay either taxes or significant commissions to rebalance anyhow. Most smart investors rebalance as much as feasible in their tax-protected accounts.
And of program, nobody should be getting crammed common funds, ever before. It's truly as well negative that IULs don't work.
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